General Health Insurance Requirement Summary

All Noorda-COM students must maintain comprehensive, ACA-compliant health insurance coverage throughout the entire academic year, including active enrollment periods, leaves of absence, academic suspensions, and breaks between semesters.

Students must either:

  • Enroll in the Noorda-COM-sponsored Student Health Insurance Plan through HSA Consulting (HSAC), or
  • Submit proof of qualifying alternative coverage by the published waiver deadline.

Students who do not submit an approved waiver will be automatically enrolled in the student health plan and charged the applicable premiums. Once enrollment is finalized, premiums are generally nonrefundable.

Acceptable alternative coverage may include employer-sponsored plans through a parent or spouse, VA benefits, COBRA, and certain qualifying individual plans that meet Noorda-COM’s coverage requirements. Clinical students must have nationwide comprehensive coverage and may not waive coverage using Medicaid.

Students are responsible for maintaining continuous coverage and promptly reporting any loss of insurance. Failure to comply with the health insurance requirement may result in enrollment in the student health plan, assessment of premiums, and potential academic consequences.

Short-term, travel, and international insurance plans do not qualify for a waiver. Students whose waiver requests are denied may appeal according to the procedures outlined by the College.

For waiver deadlines, eligibility requirements, and appeal information, please visit the Office of the Registrar website.

For the full policy, please click here.

Plan Information for 2026-2027 Academic Year

Provider: Aetna Student Health
Plan Administrator: HSAC powered by One Digital
Website: https://app.hsac.com/noorda

🔍 Overview

  • All Noorda-COM students are required to maintain active health insurance.
  • Noorda-COM has renewed its Student Insurance Plan with Aetna Student Health.
  • The Noorda-COM student insurance plan is an annual policy plan. The payment for the student insurance plan is paid by semester and billed to your student account.
  • All students must either waive or enroll in the Noorda-COM student health plan.

💵 Plan Cost and Coverage (2026-2027)

⚠️ You may review a summary of the plan cost and coverage below.

  • Annual Premium (Medical & Dental): $5,474.00
    • Coverage Dates: July 1, 2026 - June 30, 2027
  • Annual Premium Incoming Student (Medical & Dental): $5,384.00
    • Coverage Dates: July 7, 2026 - June 30, 2027
  • Annual Premium Continuing Student (Medical & Dental): $5,009.00
    • Coverage Dates: August 1, 2026 - June 30, 2027
  • Plan Type: PPO with nationwide provider network
  • Coverage Details:
    • Deductible: $750.00 (individual in-network)
    • ER Copay: $150.00, 80% Coinsurance (in-network and out-of-network)
    • Coinsurance: 80% paid by plan / 20% paid by student (in-network)
    • Out-of-Pocket Max (individual): $5,000.00
    • Unlimited lifetime maximum
    • ACA-compliant, Platinum-level benefits
    • In-network and out-of-network benefits

Enrollment

  • Open Enrollment Period is: June 1, 2026 - July 31, 2026
    • If you are currently enrolled in the Noorda-COM Student Plan and wish to continue: No action is required – your coverage will automatically renew each policy year unless an acceptable waiver is submitted and approved.
  • To enroll (if not already enrolled):
    🔗 Go to https://app.hsac.com/noorda > Click the "ENROLL" tab

Waiver Process

If you have your own health insurance and want to opt out of the Noorda-COM Student Plan, you must meet all waiver requirements set forth by Noorda-COM. HSAC/OneDigital does not make exceptions to Noorda-COM policy or extend deadlines.

✅ If You Already Have an Approved Waiver:

  • No need to resubmit. HSAC/OneDigital will re-verify your coverage.
  • If your waiver is found invalid or insufficient, you will be notified to resubmit by your required deadline.
  • Clinical Year Students, please see the following criteria below.

📝 If You Need to Submit a New Waiver:

Waiver Deadline for all students: July 31, 2026

📌 Clinical Students (3rd and 4th year):

  • Clinical students must have comprehensive coverage (in-network and out-of-network coverage) throughout the United States
  • Clinical students are not permitted to waive with Medicaid coverage
  • HMO plans and limited network coverage plans do not qualify for clinical years

While HSAC/OneDigital will notify you if your waiver coverage fails to meet clinical site waiver criteria, it is the responsibility of each student to review the Noorda-COM waiver policy and ensure that their insurance coverage meets the requirements for waiving during their clinical years. Missing an email notification from HSAC/OneDigital or Noorda-COM about insufficient insurance coverage during your clinical years will not excuse you from the Noorda-COM waiver requirements.

Waiver Denial Appeal

If your insurance waiver is not approved, you may request an appeal review by Dean Himmelsbach, Associate Dean for Student Affairs. Please contact the Office of the Registrar at registrar@noorda.edu for a link to the appeal form.

📌 Individual Marketplace Plans

Allowed with the following requirements:

  • Deductible for individuals/families must not be more than $2,500.00
  • HSAC/OneDigital will verify these plans quarterly
  • Must have a provider network in the Utah area for primary care, specialty, hospital, and diagnostic care

🧾 Additional Resources

Insurance Portal: https://app.hsac.com/noorda

  • Access:
    • Summary of Benefits (once available)
    • Enrollment/Waiver Submission
    • Upload insurance ID card to submit with a waiver request